Parent Visa 870 vs 143: Choosing the Right Path for Your Parents

Two visa options come up in almost every parent visa conversation: the Subclass 870 Sponsored Parent Visa and the Subclass 143 Contributory Parent Visa. They serve different purposes, operate on completely different timelines, and suit different family situations. Understanding the distinction is the foundation of any sensible parent visa strategy.

870 vs 143: two very different solutions

The 870 is a temporary visa. It gets your parent to Australia quickly, on a renewable basis, for up to 10 years total. It does not lead to permanent residence. The 143 is a permanent visa. It takes years to process but results in permanent residency with full rights, including Medicare.

Many families treat these as an either/or choice, when in reality they work best together. Lodge the 143 to lock in your queue position, and use the 870 as a bridge while you wait. That combined approach is the most effective parent visa strategy for most families in 2026.

Key differences at a glance

Permanency: the biggest difference

143 leads to permanent residency

The Subclass 143 is a permanent visa. Once granted, your parent is a permanent resident of Australia. They can live, work, and study in Australia indefinitely. They can enrol in Medicare on arrival. They can access Australian government benefits after a waiting period. After four years as a permanent resident, they can apply for Australian citizenship.

Permanent residency also provides a stable, long-term foundation for family life. Your parent is not on a countdown clock. They are not subject to renewal processes, annual caps, or income thresholds once the visa is granted. It is, simply put, the goal for most families.

870 is temporary with no direct PR pathway

The 870 is explicitly a temporary visa. It does not lead to permanent residence. There is no provision in the 870 visa conditions to transition directly to permanent residency based on holding the 870. After 10 years of total stay, a parent who has exhausted their 870 entitlement must leave Australia unless they hold or can be granted another visa.

This is not a criticism of the 870. It was designed as a temporary solution, and it delivers on that purpose very effectively. But families who assume the 870 will “convert” to permanent residence at some point are operating on a misunderstanding. If permanent residence is the goal, the 143 (or another permanent parent visa) must be part of the strategy.

Processing time comparison

The 870 processes in approximately seven months under current conditions. The sponsor approval step takes two to four months, and the parent application itself takes around seven months from lodgement assuming the sponsor is already approved.

The 143 operates on a queue system. As of March 2026, the department is processing 143 applications with a queue date of November 2018. A new lodgement today would carry a queue date of mid-2026, putting the likely grant date in the 2031 to 2034 range at current programme settings. That is the reality, and there is no mechanism to pay your way to the front of the queue.

The processing time contrast is the reason the 870 exists. The government created it specifically to address the reality that permanent parent visas take many years, and families wanted a legal, structured way to have parents present in Australia during that wait.

Cost comparison

870 costs

The 870 is granted in tranches of three years or five years. The five-year grant costs more than the three-year grant. Across multiple grants to reach the 10-year maximum, total visa fees in the range of $5,000 to $10,000 per person are typical, depending on the combination of grant lengths chosen. There is also the sponsor application fee to factor in.

The income requirement for sponsors is $83,454.80 per year. If a sponsor’s individual income is below this threshold, they can combine with a partner’s income to meet it. This is an ongoing eligibility consideration for each renewal, not just at initial application.

The 870 does not require an Assurance of Support bond. It does require your parent to hold adequate private health insurance throughout their stay, which is a mandatory visa condition, not optional. For elderly parents, this is a significant ongoing cost that should be factored into any comparison with the 143.

143 costs

The 143 has a first instalment of approximately $5,040 per person at lodgement, and a second instalment of approximately $43,600 per person when the department invites you to finalise the application. The total is approximately $48,640 per person. For two parents, that is approximately $97,280 in visa application charges.

On top of that: health examinations, police clearances for all countries of residence, professional fees, and the Assurance of Support bond of $10,000 for one adult or $14,000 for two. The bond is held by Centrelink for 10 years and then released. It is not a fee but it is cash that is locked up.

The second instalment is also likely to be higher in dollar terms when it falls due in six to eight years, as visa fees are indexed periodically. Budget conservatively.

Health insurance and Medicare

This is one of the starkest practical differences between the two visas.

The 870 requires your parent to hold adequate private health insurance throughout their stay. This is a visa condition: breach it and your parent is in violation of their visa. For elderly parents, the cost of appropriate private health insurance can be very high, particularly as they age. Hospital cover with appropriate limits needs to reflect the likely healthcare needs of the parent involved. Budget this cost carefully.

The 143, once granted, entitles your parent to Medicare from the day they arrive in Australia as a permanent resident. Medicare covers GP visits, specialist consultations with a referral, public hospital treatment, and subsidised medications through the PBS. For most families, Medicare access is one of the most financially significant features of the permanent visa, and it is the single biggest healthcare cost advantage the 143 has over the 870.

During the 143 queue wait, if your parent is in Australia on a bridging visa or a visitor visa, they do not have Medicare access. Practically speaking, you would need to arrange private health cover during that period regardless of which visa strategy you are pursuing.

Work rights and government benefits

The 870 does not include work rights. Your parent cannot take paid employment in Australia on this visa, including part-time or casual work. They also cannot access Australian government benefits such as Centrelink payments.

The 143, once granted, carries full work rights. Your parent can work in any occupation. They also gain access to government benefits after the standard Newly Arrived Resident’s Waiting Period, which is currently four years for most payments. After that waiting period, your parent may be eligible for the Age Pension and other income support payments, subject to the usual eligibility criteria.

The 870-while-waiting strategy

How to use the 870 as a bridge

The most effective use of the 870 for most families is as a bridging visa while the 143 works through the queue. Here is how it works in practice:

1. Lodge the 143 application and pay the first instalment. This locks in your queue date immediately.
2. Separately, lodge the sponsorship application for the 870 and then the parent’s 870 application.
3. The 870 is granted in approximately seven months, allowing your parent to be in Australia within the year.
4. Your parent lives in Australia on the 870 while the 143 processes through the queue.
5. When the 143 queue date is reached and Stage 2 is invited, pay the second instalment and finalise.
6. The 143 is granted. Your parent is now a permanent resident and enrolls in Medicare.

This approach means your parent is in Australia during the years-long 143 queue wait, rather than sitting overseas. It is the most common strategic combination for families who can afford the 143 fees.

Important timing considerations

A few practical points on running both applications together:

• The 143 and 870 are completely independent applications. One does not affect the other’s processing or outcome.
• Lodging the 870 does not reset or affect your 143 queue date.
• The 870 has an annual cap of 15,000 grants per year. Lodge it early in the financial year if possible to reduce cap risk.
• When the 143 Stage 2 invitation arrives, your parent can be onshore in Australia on the 870. That is a perfectly valid situation and common in practice.
• Once the 143 is granted, the 870 ceases to have effect. Your parent moves to their permanent visa.

Which one is right for your family?

If permanent residence is your goal and your family can manage the costs and the timeline, the 143 is the right answer. Lodge it now to lock in your queue date. The longer you wait to lodge, the further back in the queue you will be.

If your parents need to be in Australia sooner, or if the 143 costs are not feasible right now, the 870 is a practical and well-structured option. Used alone, it provides up to 10 years of Australian residence. Used alongside the 143, it provides your parents with an Australian life while you work towards permanent residence.

The balance of family test is also a relevant factor. The 870 does not require your parent to pass the balance of family test, which requires at least half of their children to be usually resident in Australia. If your family structure means you cannot satisfy this test, the 870 may be your only viable pathway. The 143 requires it without exception.

Frequently asked questions

Can my parent apply for the 870 if a 143 application is already lodged?

Yes. The 870 and 143 can run simultaneously. Many families lodge both. The 143 lodgement does not prevent the 870 application, and holding an 870 does not affect the 143 queue position. Running both is the standard “bridge and permanent” strategy.

Does the 870 count towards the 143 processing time in any way?

No. The 870 is an entirely separate visa. Time spent on the 870 does not shorten the 143 queue wait. The only thing that moves your 143 queue date is the department working through applications ahead of yours under the annual programme allocation.

My parent does not meet the balance of family test. Is the 870 their only option?

For permanent visas, yes: the balance of family test applies to both the 143 and the 103, and it cannot be waived. If your parent genuinely cannot satisfy the test, a permanent parent visa is not available to them. The 870 does not have this requirement, making it the most accessible option for parents whose children are dispersed across multiple countries.

What happens to my parent’s 870 when the 143 is granted?

When the 143 is granted, it operates as the substantive visa. The 870 ceases to apply, and your parent’s rights and obligations are governed by the 143 conditions from that point. They enrol in Medicare, they have full work rights, and the 10-year clock on 870 stay is no longer relevant.

Can I sponsor my parent for the 870 if my income is below the threshold?

The income threshold for 870 sponsors is $83,454.80 per year. If your individual income is below this, you can include your partner’s income to meet the threshold as a combined household income. If you genuinely cannot meet the threshold even with combined income, you cannot sponsor a parent for the 870 unless your circumstances change. This is a firm eligibility requirement, not a guideline.